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Uber and Lyft Accidents in Miami: What You Should Know

Published by Eric Rubenstein
| June 29, 2025

Injured in an Uber or Lyft accident in Miami? Learn who may be responsible, how rideshare insurance works, what steps to take after the accident,…

If you were injured in an Uber or Lyft accident in Miami, you may be entitled to compensation. Whether you were a passenger, a pedestrian, or driving another vehicle, rideshare crashes can lead to serious injuries and confusing insurance claims.

Attorney Eric Rubenstein represents individuals across South Florida who were hurt in Uber or Lyft accidents and need legal guidance. This article explains what to know and how to protect your rights.

1. Who May Be Responsible in an Uber or Lyft Accident

The person or company responsible depends on what the rideshare driver was doing at the time of the crash.

If you were a passenger:

Uber and Lyft have commercial insurance that may cover your injuries if the driver was on an active trip or on the way to pick someone up.

If you were driving another car:

If a rideshare driver caused the crash, their personal or company insurance may apply. It depends on whether the driver had the app on.

If you were a pedestrian or cyclist:

You may be covered by the driver’s insurance or Uber or Lyft’s coverage, depending on whether the driver was working at the time.

2. What to Do After an Uber or Lyft Accident in Miami

After the crash, try to:

  • Call the police
  • Get medical care, even for minor symptoms
  • Take photos of the cars and injuries
  • Save screenshots of your Uber or Lyft ride
  • Get contact and insurance information
  • Ask witnesses for their names and phone numbers

For more guidance, read our article, Car Accident in Miami: What to Do Next According to Attorney Eric Rubenstein. That article explains how to protect yourself after any crash.

3. Can You Sue Uber or Lyft

In most cases, Uber and Lyft drivers are considered independent contractors. That makes it harder to sue the company directly.

However, their insurance policies may still cover your injuries.

An attorney can review the facts of your case and help you understand what options are available.

4. Why These Cases Are Different from Normal Car Accidents

Rideshare crashes can involve:

  • More than one insurance policy
  • More than one driver
  • Rideshare company policies with complex terms

These cases also involve companies that may try to deny responsibility. That is why it helps to have a lawyer on your side.

Attorney Eric Rubenstein can help:

  • Gather trip records and app data
  • Preserve evidence
  • Communicate with the insurance companies
  • Fight for full compensation for your injuries

Talk to Attorney Eric Rubenstein About Your Uber or Lyft Crash

If you were hurt in a rideshare accident, do not go through the process alone. Eric Rubenstein helps clients across Miami and South Florida who were injured while riding in, driving near, or walking near an Uber or Lyft.

Call (877) 829 ERIC or visit ericrubenstein.com for a free consultation. You do not pay unless there is a recovery.

Disclaimer: This blog is for informational purposes only and does not constitute legal advice. Every case is different. Contact an attorney to get advice specific to your situation.

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